Key facts about this credit card

Correct as at: 17 Dec 2018
Community First Credit Union

This infomation sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Description of credit card

Product name Low Rate Visa Card McGrath Pink Visa Card
Minimum credit limit $1,000.00 $1,000.00
Minimum repayments The greater of $20.00 or 3% of Outstanding Balance The greater of $20.00 or 3% of Outstanding Balance
Interest on purchases 8.99% p.a. 8.99% p.a.
Interest-free period Up to 55 days. Up to 55 days.
Interest on cash advances 8.99% p.a. 8.99% p.a.
Balance transfer interest rate 8.99% p.a. 8.99% p.a.
Annual fee $40.00 $40.00
Late payment fee $25.00 $25.00

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be obtained from www.communityfirst.com.au.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.communityfirst.com.au.